Paytm Sees Revenue Surge to ₹1,828 Cr in Q3FY25, PAT Rises by ₹208 Cr

Paytm, India’s leading digital payments and financial services distribution company, has reported a robust performance for Q3 FY25. Operating revenue climbed 10% quarter-on-quarter (QoQ) to ₹1,828 Cr, driven by growth in payments and financial services. Profit After Tax (PAT) improved significantly by ₹208 Cr QoQ, reflecting the company’s consistent progress toward profitability.

Paytm’s Gross Merchandise Value (GMV) rose by 13% QoQ to ₹5.0 Lakh Cr, while its merchant subscriber base expanded to 1.17 Cr, with 5 Lakh new additions during the quarter. Revenue from financial services surged by 34% QoQ to ₹502 Cr, driven by a higher share of merchant loans, improved collection efficiencies, and increased revenue from the Default Loss Guarantee (DLG) portfolio. The company distributed merchant loans worth ₹3,831 Cr during the quarter, versus ₹3,303 Cr in Q2 FY 2025, with over 50% of loans provided to repeat borrowers.

The company’s cash balance increased by ₹2,851 Cr QoQ, largely on account of PayPay stake sale and improvement in working capital